@article{Borys:2019,
  author  = "G. Borys and R. Manacka",
  title   = "Creating consumer protection law vs. responsible borrowing on the consumer loan market",
  journal = "Annales Universitatis Mariae Curie-Skłodowska. Sectio H. Oeconomia",
  volume  = "Vol. 53, no. 3",
  pages   = "25--32",
  year    = "2019",
}